Checklist: Cash-Out Refinance Calculator and Guide

Print this page or keep it open while you talk with lenders. These questions relate to the guides on this site.

  • What total interest will I pay under each option?
  • How will I avoid new balances?
  • Is my home at risk if income drops?
  • Would credit counseling help instead?
  • What are the closing costs?

Before any application

  • Verify the lender and loan officer on NMLS Consumer Access.
  • Ask for a Loan Estimate and compare it with at least one other.
  • Never send documents or wire funds based only on an email request.

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